How much is a 5K prop firm account? 23 firms compared (2026)
What do 23 prop firms charge for 5K? Cheapest first, with each challenge's profit target and maximum loss.
Which 5K challenges are cheapest?
| Firm | Price | Type | Target | Max loss | |
|---|---|---|---|---|---|
| $17 3-Step Challenge | 3-Step | 3% / 3% / 3% | 3% | Visit firm* | |
| $20 Two Step Pro | 2-Step | 10% / 5% | 10% | Visit firm* | |
| $26.66 1 Step Nano | 1-Step | 10% | 6% | Visit firm* | |
| $28 2-Step Plus | 2-Step | 6% / 6% | 6% | Visit firm* | |
| €26 Copper | 4-Step | 5% / 5% / 5% / 5% | 10% | Visit firm* | |
| $29 Value | 2-Step | 8% P1 / 6% P2 | 8% | Visit firm* | |
| $33 2 Step Pro | 2-Step | 6% / 6% | 6% | Visit firm* | |
| $35 High Stakes New | 2-Step | 10% / 5% | 10% | Visit firm* | |
| $35 QT Power | 2-Step | 6% / 6% | 8% | Visit firm* | |
| $36 2-Step GOAT Challenge | 2-Step | 8% / 6% | 10% | Visit firm* | |
| $39 Three Phase | 3-Step | 5% / 5% / 5% | 5% | Visit firm* | |
| $39 Lite 2 Step | 2-Step | 10% / 5% | 8% | Visit firm* | |
| $44 One-Phase Pro | 1-Step | 10% | 8% | Visit firm* | |
| $44 SwiftTrader | 1-Step | 6% | 3% | Visit firm* | |
| $44 1-Step Evaluation | 1-Step | 10% | 6% | Visit firm* | |
| $49 2-Step Pro6 | 2-Step | 6% / 6% | 6% | Visit firm* | |
| $49 1-Step Challenge | 1-Step | 8% | 5% | Visit firm* | |
| $49 Orion Swing | 2-Step | 8% / 5% | 8% | Visit firm* | |
| $49 2 Phase | 2-Step | 8% / 5% | 8% | Visit firm* | |
| $49 Ability Challenge | 2-Step | 10% / 5% | 15% (10% in verification) | Visit firm* | |
| €49 CFDs Prime 2-Step | 2-Step | 10% / 5% | 10% | Visit firm* | |
| $64 One-Step FLASH | 1-Step | 10% | 7% | Visit firm* | |
| $69 Classic | 2-Step | 10% / 5% | 10% | Visit firm* |
Are these prices current? They're list prices without coupons, checked on 14 November 2026. Firms change prices often, so confirm on their site before paying.
Which 5K instant accounts are there?
| Firm | Price | Type | Target | Max loss | |
|---|---|---|---|---|---|
| $19 Instant funding | Instant | None (instant) | 3% | Visit firm* | |
| $27 Instant Starter | Instant | None | 5% | Visit firm* | |
| $38 IF Starter | Instant | None | 4% | Visit firm* | |
| $44 Instant Funding Lite | Instant | None | 4% | Visit firm* | |
| $52 Instant Funding Standard | Instant | None (instant) | 5% | Visit firm* | |
| $58 Instant HERO | Instant | None (instant) | 5% | Visit firm* | |
| $60 Zero | Instant | None (instant) | 5% | Visit firm* | |
| $69 Instant Direct Access | Instant | None | 5% | Visit firm* | |
| $75 Instant Funding | Instant | None | 5% | Visit firm* | |
| $75 QT Instant | Instant | None | 6% | Visit firm* | |
| $79 Instant Funded | Instant | None | 6% | Visit firm* | |
| $79 Instant | Instant | None | 6% | Visit firm* | |
| $94 Instant Prime | Instant | None | 5% | Visit firm* | |
| $95 Instant Lite | Instant | None (instant) | 4% | Visit firm* | |
| $119 Funded Trader Program | Instant | 10% (account doubles) | 10% | Visit firm* | |
| $139 Instant Funding | Instant | None | 6% | Visit firm* | |
| €139 CFDs Instant | Instant | None | 6% | Visit firm* | |
| €173 Diamond | Instant | 10% | 6% | Visit firm* | |
| $199 Orion Zero | Instant | None (instant) | 6% | Visit firm* | |
| $199 Instant Funding | Instant | None | 4% | Visit firm* | |
| $200 Instant | Instant | None | 8% | Visit firm* | |
| $249 Instant Funding | Instant | None | 6% | Visit firm* |
How much does a 5K prop firm account cost?
A 5K challenge costs between $17 (Maven Trading) and $69 (FunderPro), averaging about $40 across our firms. Is it a one-off? Yes, and many firms refund it with your first payout.
Got questions?
Which 5K account is cheapest?
With an 80%+ split: Maven Trading (3-Step Challenge) at $17.
Should I start at 5K?
What's your budget and experience? Bigger accounts cost more, but the percentage rules don't change. For a first challenge, pick a size you could buy twice.