Is AIFO worth it? Review 2026: fees, rules, payouts
How did we rate AIFO? With the same data as every other firm: published prices, published rules and customer ratings. The result: a score of 4.8, rank 28 of 29.
Key takeaways
- Scores 4.8/10, ranked 28 of 29 firms we compare
- 100K challenge from $449 (2-Step Core)
- Profit split up to 80%
- No Trustpilot rating yet
- The 24-hour Sprint, rare in this market
- No Trustpilot rating yet
Who is it for?
Could you pass a challenge in a single day? AIFO's Sprint gives you 24 hours. This Hong Kong firm works on MetaTrader 5 only and has three other account types: 2-Step, 1-Step and Instant. One trader can manage up to $2 million across combined accounts.
Why this score?
Where does it rank? 28 of 29 in our ranking. And how is the 4.8 made up?
Why is part of the score missing? This firm has no Trustpilot rating yet, so it's scored on split, price and trading freedom only.
What's good and what isn't?
Pros
- The 24-hour Sprint, rare in this market
- Up to $2 million across accounts
- Weekend holding: yes
Cons
- No Trustpilot rating yet
- MetaTrader 5 only
- Gap trading: no
Which AIFO programs are there?
| Program | Type | Sizes | From | Profit split |
|---|---|---|---|---|
| Instant Direct Access | Instant | 5K–100K | $69 | 70% |
| 2-Step Core | 2-Step | 10K–200K | $79 | 80% |
| 1-Step Fast Track | 1-Step | 10K–200K | $89 | 80% |
| Sprint | Instant | 10K–50K | $149 | 90% |
Are these prices current? They're list prices without coupons, checked on 14 November 2026. Firms change prices often, so confirm on their site before paying.
What are the $100,000 options?
| Program | Type | Price | Target | Daily loss | Max loss |
|---|---|---|---|---|---|
| 2-Step Core | 2-Step | $449 | 8% / 5% | 5% | 10% |
| 1-Step Fast Track | 1-Step | $489 | 10% | 3% | 6% |
| Instant Direct Access | Instant | $699 | None | 3% | 5% |
What are you allowed to do?
What does restricted mean? Allowed, but with conditions, such as no trades for a few minutes around big news. The firm's website has the details.
Which platforms, and how do you get paid?
How does AIFO compare?
Got questions?
How does the Sprint work?
You have 24 hours from your first trade. Reach the target in time and you can withdraw immediately.
How often does AIFO pay?
Every 14 days on funded 1- and 2-Step accounts; on request for instant accounts once the target is met. Minimum $100.
How much is the AIFO 100K challenge?
The cheapest AIFO 100K challenge paying at least 80% is 2-Step Core (2-step), for $449.
Can traders from Indonesia join AIFO?
Yes. Indonesia isn't on AIFO's list of restricted countries. Could that change? It can, so check the terms when you sign up.