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Instant Funding IF Starter: what does it cost? Rules and payouts (2026)

What is Instant Funding IF Starter? A instant challenge in 7 sizes, from 2K to 200K. At 100K it costs $484, with a None target, a 2% daily loss limit and a 4% maximum loss.

Instant Funding IF Starter, 100K: the rules on one chart

$100,000$96,000Max loss floor −4% (fixed)Daily limit −2% from the day's startexample account
TARGETS–No test: funded straight awayTime limit: 24 hours from first trade
DAILY LOSS2%
MAX LOSS4% staticFloor stays at $96,000

What does IF Starter cost by size?

AccountPriceTargetDaily lossMax lossSplit
$2,000$25None2%4%90%
$5,000$38None2%4%90%
$10,000$69None2%4%90%
$20,000$119None2%4%90%
$50,000$289None2%4%90%
$100,000$484None2%4%90%
$200,000$939None2%4%90%

Are these prices current? They're list prices without coupons, checked on 14 November 2026. Firms change prices often, so confirm on their site before paying.

Which rules matter?

TypeInstant
DrawdownStatic
Minimum daysNone
Time limit24 hours from first trade
Consistency rule15%
PayoutsAfter the 24-hour window
Profit split90%

Is the drawdown trailing? No, it's static: the limit is fixed at the starting balance and never rises, so profit gives you more room. Is there a consistency rule? Yes (15%): no single day can make up too much of your total profit. Is there a time limit? Yes: 24 hours from first trade.

What are the alternatives at 100K?

What else is there at 100K? Other instant challenges, cheapest first. IF Starter costs $484.

FirmPriceTargetMax loss
Maven Trading$380
Instant funding
None (instant)3%
FundingPips$444
Zero
None (instant)5%
AquaFunded$505.33
Instant Funding Standard
None (instant)5%
Blue Guardian$623
Instant
None6%
Atmos Funded$649
Instant Funding
None5%
Goat Funded Trader$657
Instant HERO
None (instant)5%

So, is it worth it?

Is anything cheaper? 2 firms are, but this price is still competitive. What do customers think? 3.1/5 on Trustpilot, so read recent reviews first.

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Got questions?

What does Instant Funding IF Starter cost at 100K?

$484. Across sizes the price ranges from $25 (2K) to $939 (200K).

What target and limits does IF Starter have?

Target: None. Daily loss limit: 2%. Maximum loss: 4%, on a static drawdown.

When does IF Starter pay out?

After the 24-hour window, with a 90% split.