Is FundingPips worth it? Review 2026: fees, rules, payouts
How did we rate FundingPips? With the same data as every other firm: published prices, published rules and customer ratings. The result: a score of 6.1, rank 13 of 29.
Key takeaways
- Scores 6.1/10, ranked 13 of 29 firms we compare
- 100K challenge from $466 (2 Step Pro)
- Profit split up to 80%
- 4.5 out of 5 on Trustpilot
- Five models, instant funding included
- 10-minute news restriction on Master accounts
Who is it for?
Want to choose how often you're paid? FundingPips, founded in Dubai in 2022 and now one of the largest firms, lets you do exactly that: the less often you withdraw, the bigger your share. It runs five models, a 1-Step, three 2-Step versions and Zero, an instant account with no evaluation.
Why this score?
Where does it rank? 13 of 29 in our ranking. And how is the 6.1 made up?
What's good and what isn't?
Pros
- Five models, instant funding included
- Up to 100% split on monthly payouts
- Scaling up to $2,000,000
- MT5, cTrader, Match-Trader and TradeLocker
Cons
- 10-minute news restriction on Master accounts
- cTrader costs $20 extra, TradeLocker $5 extra
Which FundingPips programs are there?
| Program | Type | Sizes | From | Profit split |
|---|---|---|---|---|
| 2 Step Pro | 2-Step | 5K–200K | $33 | 80% |
| 2 Step Standard | 2-Step | 5K–100K | $36 | 80% |
| 2 Step Flex | 2-Step | 5K–100K | $39 | 80% |
| 1 Step | 1-Step | 5K–100K | $52 | 80% |
| Zero | Instant | 5K–200K | $60 | 95% |
Are these prices current? They're list prices without coupons, checked on 14 November 2026. Firms change prices often, so confirm on their site before paying.
What are the $100,000 options?
| Program | Type | Price | Target | Daily loss | Max loss |
|---|---|---|---|---|---|
| Zero | Instant | $444 | None (instant) | 3% | 5% |
| 2 Step Pro | 2-Step | $466 | 6% / 6% | 3% | 6% |
| 1 Step | 1-Step | $529 | 12% | 2% (3% optional) | 12% |
| 2 Step Standard | 2-Step | $544 | 8% / 5% | 3% (5% optional) | 10% |
| 2 Step Flex | 2-Step | $555 | 10% / 8% | 4% | 12% |
What are you allowed to do?
What does restricted mean? Allowed, but with conditions, such as no trades for a few minutes around big news. The firm's website has the details.
Which platforms, and how do you get paid?
How does FundingPips compare?
Got questions?
Is FundingPips safe to use?
It's based in Dubai, started in 2022 and says it has paid traders over $330 million.
What split will I get?
80% with payouts every two weeks by default; up to 100% if you choose monthly; 95% on Zero accounts.
What's Zero?
An instant account with no evaluation. News trading and weekend holding aren't permitted on it.
How much is the FundingPips 100K challenge?
The cheapest FundingPips 100K challenge paying at least 80% is 2 Step Pro (2-step), for $466.
Can traders from Indonesia join FundingPips?
Yes. Indonesia isn't on FundingPips's list of restricted countries. Could that change? It can, so check the terms when you sign up.