Is AquaFunded worth it? Review 2026: fees, rules, payouts
How did we rate AquaFunded? With the same data as every other firm: published prices, published rules and customer ratings. The result: a score of 7.3, rank 3 of 29.
Key takeaways
- Scores 7.3/10, ranked 3 of 29 firms we compare
- 100K challenge from $279.20 (Two Step Pro)
- Profit split up to 90%
- 3.1 out of 5 on Trustpilot
- 90% split (100% with an add-on)
- Weak Trustpilot score (3.1)
Who is it for?
Need a firm that's fine with EAs, hedging and martingale? AquaFunded allows all three. Its range covers 1-, 2- and 3-Step challenges, instant accounts and pay-after-pass, from $2,500 to $400,000, on MT5, cTrader, Match-Trader or TradeLocker.
Why this score?
Where does it rank? 3 of 29 in our ranking. And how is the 7.3 made up?
What's good and what isn't?
Pros
- 90% split (100% with an add-on)
- Four platforms
- EAs, hedging, martingale and scalping: yes
Cons
- Weak Trustpilot score (3.1)
- News trading restricted
- Consistency rule on some programs
Which AquaFunded programs are there?
| Program | Type | Sizes | From | Profit split |
|---|---|---|---|---|
| Two Step Pro | 2-Step | 5K–200K | $20 | 90% |
| Two Step Elite | 2-Step | 5K–100K | $26.40 | 90% |
| Two Step Standard | 2-Step | 5K–200K | $28.80 | 90% |
| Instant Funding Standard | Instant | 2.5K–200K | $30.67 | 90% |
| Instant Funding Pro | Instant | 2.5K–400K | $33.34 | 90% |
| One Step Standard | 1-Step | 5K–200K | $53.60 | 90% |
| One Step Flex | 1-Step | 5K–100K | $60 | 90% |
| Instant Flex | Instant | 5K–100K | $119 | 90% |
Are these prices current? They're list prices without coupons, checked on 14 November 2026. Firms change prices often, so confirm on their site before paying.
What are the $100,000 options?
| Program | Type | Price | Target | Daily loss | Max loss |
|---|---|---|---|---|---|
| Two Step Pro | 2-Step | $279.20 | 10% / 5% | 5% | 10% |
| Two Step Elite | 2-Step | $365.60 | 8% / 5% | 4% | 10% |
| Two Step Standard | 2-Step | $375.20 | 8% / 5% | 5% | 8% |
| One Step Standard | 1-Step | $421.60 | 9% | 3% | 6% |
| One Step Flex | 1-Step | $447.20 | 10% | 3% | 12% |
| Instant Funding Standard | Instant | $505.33 | None (instant) | 3% | 5% |
| Instant Funding Pro | Instant | $560 | None (instant) | 3% | 6% |
| Instant Flex | Instant | $999 | None (instant) | 2% | 4% |
What are you allowed to do?
What does restricted mean? Allowed, but with conditions, such as no trades for a few minutes around big news. The firm's website has the details.
Which platforms, and how do you get paid?
How does AquaFunded compare?
Got questions?
Are EAs allowed?
Yes, as are trade copiers, hedging and martingale.
How often does AquaFunded pay?
Every two weeks on challenge accounts, on request on instant accounts.
How much is the AquaFunded 100K challenge?
The cheapest AquaFunded 100K challenge paying at least 80% is Two Step Pro (2-step), for $279.20.
Can traders from Indonesia join AquaFunded?
Yes. Indonesia isn't on AquaFunded's list of restricted countries. Could that change? It can, so check the terms when you sign up.