Is Audacity Capital worth it? Review 2026: fees, rules, payouts
How did we rate Audacity Capital? With the same data as every other firm: published prices, published rules and customer ratings. The result: a score of 4.8, rank 27 of 29.
Key takeaways
- Scores 4.8/10, ranked 27 of 29 firms we compare
- 100K challenge from $549 (Ability Challenge)
- Profit split up to 75%
- 3.4 out of 5 on Trustpilot
- Long track record
- Base split only 75%
Who is it for?
Looking for a firm with history? Audacity Capital is one of the oldest names in funded trading. It sells two challenges, the Ability Challenge and Ability One, plus a direct funding program, on MT5 and DXtrade.
Why this score?
Where does it rank? 27 of 29 in our ranking. And how is the 4.8 made up?
What's good and what isn't?
Pros
- Long track record
- EAs, scalping and copy trading: yes
- Consistency is scored, not a hard payout block
Cons
- Base split only 75%
- Hedging and martingale: no
- 1:30 leverage on the funding program
Which Audacity Capital programs are there?
| Program | Type | Sizes | From | Profit split |
|---|---|---|---|---|
| Ability Challenge | 2-Step | 5K–200K | $49 | 75% |
| Ability One | 1-Step | 5K–100K | $69 | 75% |
| Funded Trader Program | Instant | 5K–50K | $119 | 50% |
Are these prices current? They're list prices without coupons, checked on 14 November 2026. Firms change prices often, so confirm on their site before paying.
What are the $100,000 options?
| Program | Type | Price | Target | Daily loss | Max loss |
|---|---|---|---|---|---|
| Ability Challenge | 2-Step | $549 | 10% / 5% | 7.5% (5% in verification) | 15% (10% in verification) |
| Ability One | 1-Step | $699 | 10% | 3% | 6% |
What are you allowed to do?
What does restricted mean? Allowed, but with conditions, such as no trades for a few minutes around big news. The firm's website has the details.
Which platforms, and how do you get paid?
How does Audacity Capital compare?
Got questions?
Is there a consistency rule?
Not a hard one. Above 70, the payout is approved; between 50 and 70 it's reviewed manually.
Which platforms can I use?
MetaTrader 5 and DXtrade.
How much is the Audacity Capital 100K challenge?
The cheapest Audacity Capital 100K challenge paying at least 80% is Ability Challenge (2-step), for $549.
Can traders from Indonesia join Audacity Capital?
Yes. Indonesia isn't on Audacity Capital's list of restricted countries. Could that change? It can, so check the terms when you sign up.