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Top One Trader Instant Prime: what does it cost? Rules and payouts (2026)

What is Top One Trader Instant Prime? A instant challenge in 6 sizes, from 5K to 200K. At 100K it costs $798, with a None target, a 2.5% daily loss limit and a 5% maximum loss.

Top One Trader Instant Prime, 100K: the rules on one chart

$100,000$95,000Max loss floor −5% (rises with profit)Daily limit −2.5% from the day's startexample account
TARGETS–No test: funded straight awayNo time limit
DAILY LOSS2.5%
MAX LOSS5% trailingFloor follows your highest balance

What does Instant Prime cost by size?

AccountPriceTargetDaily lossMax lossSplit
$5,000$94None2.5%5%80%
$10,000$223None2.5%5%80%
$25,000$296None2.5%5%80%
$50,000$410None2.5%5%80%
$100,000$798None2.5%5%80%
$200,000$1,776None2.5%5%80%

Are these prices current? They're list prices without coupons, checked on 14 November 2026. Firms change prices often, so confirm on their site before paying.

Which rules matter?

TypeInstant
DrawdownTrailing
Minimum daysNone
Time limitNone
Consistency rule20% ESS
PayoutsEvery 14 days
Profit split80%

Is the drawdown trailing? Yes: the limit rises with every new high, so giving profits back after a good run can still end the account. Is there a consistency rule? Yes (20% ESS): no single day can make up too much of your total profit. Is there a time limit? No.

What are the alternatives at 100K?

What else is there at 100K? Other instant challenges, cheapest first. Instant Prime costs $798.

FirmPriceTargetMax loss
Maven Trading$380
Instant funding
None (instant)3%
FundingPips$444
Zero
None (instant)5%
Instant Funding$484
IF Starter
None4%
AquaFunded$505.33
Instant Funding Standard
None (instant)5%
Blue Guardian$623
Instant
None6%
Atmos Funded$649
Instant Funding
None5%

So, is it worth it?

Is anything cheaper? 6 firms are at this size, so compare the rules before you buy. What do customers think? They rate it well (4.5/5 on Trustpilot).

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Got questions?

What does Top One Trader Instant Prime cost at 100K?

$798. Across sizes the price ranges from $94 (5K) to $1,776 (200K).

What target and limits does Instant Prime have?

Target: None. Daily loss limit: 2.5%. Maximum loss: 5%, on a trailing drawdown.

When does Instant Prime pay out?

Every 14 days, with a 80% split.