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Is FundedElite worth it? Review 2026: fees, rules, payouts

How did we rate FundedElite? With the same data as every other firm: published prices, published rules and customer ratings. The result: a score of 7.2, rank 4 of 29.

Key takeaways

  • Scores 7.2/10, ranked 4 of 29 firms we compare
  • 100K challenge from $299 (Lite 2 Step)
  • Profit split up to 80%
  • 4.3 out of 5 on Trustpilot
  • News, hedging, martingale and grid: yes
  • 40% best-day rule on Starter and Pro

Who is it for?

Use martingale or grid? FundedElite allows both, as well as news trading and hedging. It sells 1- and 2-Step challenges (Lite versions and a free-retry option included), instant accounts and Flash Activation from $5, on MT5 or Match-Trader.

Why this score?

Where does it rank? 4 of 29 in our ranking. And how is the 7.2 made up?

Do customers trust it?86 / 100
How much do you keep?33 / 100
What does 100K cost?78 / 100
How freely can you trade?79 / 100

What's good and what isn't?

Pros

  • News, hedging, martingale and grid: yes
  • Very cheap Lite challenges
  • Free-retry option

Cons

  • 40% best-day rule on Starter and Pro
  • Scalping and EAs restricted
  • Only two platforms

Which FundedElite programs are there?

ProgramTypeSizesFromProfit split
Flash Activation1-Step25K–400K$5 (+ $159 activation fee when funded)80%
Lite 2 Step2-Step5K–300K$3980%
Lite 1 Step1-Step5K–300K$4980%
2 Step Free Retry2-Step7K–300K$8980%
1 Step Free Retry1-Step7K–300K$9580%
InstantInstant7K–200K$12070%
CatalystInstant25K–50K$49980%
Instant EliteInstant50K–400K$89070%

Are these prices current? They're list prices without coupons, checked on 14 November 2026. Firms change prices often, so confirm on their site before paying.

What are the $100,000 options?

ProgramTypePriceTargetDaily lossMax loss
Flash Activation1-Step$5 (+ $499 activation fee when funded)6%3%6%
Lite 2 Step2-Step$29910% / 5%4%8%
Lite 1 Step1-Step$36912%3%6%
2 Step Free Retry2-Step$5198% / 5%5%8%
1 Step Free Retry1-Step$56912%3%8%
InstantInstant$890None3%6%
Instant EliteInstant$1,490None3%6%

What are you allowed to do?

HedgingAllowed
MartingaleAllowed
News tradingAllowed
Weekend holdingAllowed
Expert advisors (EAs)Restricted
ScalpingRestricted
Copy tradingRestricted

What does restricted mean? Allowed, but with conditions, such as no trades for a few minutes around big news. The firm's website has the details.

Which platforms, and how do you get paid?

PlatformsMT5, Match-Trader
Payouts viaCrypto, Bank Transfer, PayPal
Pay withCard, Crypto
Payout frequencyEvery 14 days · Every 21 days · First after 14 days, then every 7 days

How does FundedElite compare?

Got questions?

What if I break the consistency rule?

You keep the account; the payout is held until you meet the rule.

Is martingale allowed?

Yes, and so is grid.

How much is the FundedElite 100K challenge?

The cheapest FundedElite 100K challenge paying at least 80% is Lite 2 Step (2-step), for $299.

Can traders from Indonesia join FundedElite?

Yes. Indonesia isn't on FundedElite's list of restricted countries. Could that change? It can, so check the terms when you sign up.