Is Funding Traders worth it? Review 2026: fees, rules, payouts
How did we rate Funding Traders? With the same data as every other firm: published prices, published rules and customer ratings. The result: a score of 6.6, rank 8 of 29.
Key takeaways
- Scores 6.6/10, ranked 8 of 29 firms we compare
- 100K challenge from $459 (2-Step Pro6)
- Profit split up to 80%
- 4.5 out of 5 on Trustpilot
- 90% split on 1-Step Pro and Instant
- MT5 and TradeLocker only
Who is it for?
Worried about slow payouts? Funding Traders promises to pay within 48 hours or give you $1,000. It has four programs, Instant Funded, 1-Step Pro and the 2-Step PRO6 and PRO10, from $5,000 to $400,000, and refunds the fee through your payouts.
Why this score?
Where does it rank? 8 of 29 in our ranking. And how is the 6.6 made up?
What's good and what isn't?
Pros
- 90% split on 1-Step Pro and Instant
- $1,000 if a payout is late
- Fee refunded through payouts
- EAs: yes
Cons
- MT5 and TradeLocker only
- News trading is a hard breach on instant accounts
Which Funding Traders programs are there?
| Program | Type | Sizes | From | Profit split |
|---|---|---|---|---|
| 2-Step Pro6 | 2-Step | 5K–200K | $49 | 80% |
| 1-Step Pro | 1-Step | 5K–200K | $59 | 90% |
| 2-Step Pro10 | 2-Step | 5K–200K | $90 | 80% |
| Instant Funded | Instant | 10K–400K | $179 | 90% |
Are these prices current? They're list prices without coupons, checked on 14 November 2026. Firms change prices often, so confirm on their site before paying.
What are the $100,000 options?
| Program | Type | Price | Target | Daily loss | Max loss |
|---|---|---|---|---|---|
| 2-Step Pro6 | 2-Step | $459 | 6% / 6% | 3% | 6% |
| 1-Step Pro | 1-Step | $589 | 10% | 3% | 10% |
| Instant Funded | Instant | $749 | None | 3% | 6% |
| 2-Step Pro10 | 2-Step | $750 | 10% / 5% | 5% | 10% |
What are you allowed to do?
What does restricted mean? Allowed, but with conditions, such as no trades for a few minutes around big news. The firm's website has the details.
Which platforms, and how do you get paid?
How does Funding Traders compare?
Got questions?
Which programs are available?
Instant Funded, 1-Step Pro, 2-Step PRO6 and 2-Step PRO10, from 5K to 400K.
What split will I get?
80% on the 2-Step challenges and 90% on 1-Step Pro and Instant Funded, up to 100% with add-ons.
How much is the Funding Traders 100K challenge?
The cheapest Funding Traders 100K challenge paying at least 80% is 2-Step Pro6 (2-step), for $459.
Can traders from Indonesia join Funding Traders?
Yes. Indonesia isn't on Funding Traders's list of restricted countries. Could that change? It can, so check the terms when you sign up.