AIFO Instant Direct Access: what does it cost? Rules and payouts (2026)
What is AIFO Instant Direct Access? A instant challenge in 5 sizes, from 5K to 100K. At 100K it costs $699, with a None target, a 3% daily loss limit and a 5% maximum loss.
AIFO Instant Direct Access, 100K: the rules on one chart
What does Instant Direct Access cost by size?
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $5,000 | $69 | None | 3% | 5% | 70% |
| $10,000 | $129 | None | 3% | 5% | 70% |
| $25,000 | $289 | None | 3% | 5% | 70% |
| $50,000 | $419 | None | 3% | 5% | 70% |
| $100,000 | $699 | None | 3% | 5% | 70% |
Are these prices current? They're list prices without coupons, checked on 14 November 2026. Firms change prices often, so confirm on their site before paying.
Which rules matter?
Is the drawdown trailing? Yes: the limit rises with every new high, so giving profits back after a good run can still end the account. Is there a consistency rule? Yes (Best day 20%): no single day can make up too much of your total profit. Is there a time limit? No.
What are the alternatives at 100K?
What else is there at 100K? Other instant challenges, cheapest first. Instant Direct Access costs $699.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| Maven Trading | $380 Instant funding | None (instant) | 3% |
| FundingPips | $444 Zero | None (instant) | 5% |
| Instant Funding | $484 IF Starter | None | 4% |
| AquaFunded | $505.33 Instant Funding Standard | None (instant) | 5% |
| Blue Guardian | $623 Instant | None | 6% |
| Atmos Funded | $649 Instant Funding | None | 5% |
So, is it worth it?
Is anything cheaper? 6 firms are at this size, so compare the rules before you buy. What do customers think? There's no Trustpilot rating yet.
Got questions?
What does AIFO Instant Direct Access cost at 100K?
$699. Across sizes the price ranges from $69 (5K) to $699 (100K).
What target and limits does Instant Direct Access have?
Target: None. Daily loss limit: 3%. Maximum loss: 5%, on a trailing drawdown.
When does Instant Direct Access pay out?
On request, with a 70% split.