Which prop firms offer pay after pass? (2026)
How does it work? A small starting fee (sometimes just $5) and the activation fee only if you pass. Fail, and you've lost very little.
Who's on the list? (10 firms)
| # | Firm | Score | Starting price | Profit split | |
|---|---|---|---|---|---|
| 1 |  Blue Guardian | 7.5/10 | $52 ($10 setup, balance after passinging) $5,000 · Buy Now Pay Later | 85% | Visit firm* |
| 2 |  FundedElite | 7.2/10 | $5 (+ $159 activation fee when funded) $25,000 · Flash Activation | 80% | Visit firm* |
| 3 |  Maven Trading | 7.2/10 | $5 + $40 when funded $2,000 · Buy Now, Pay Later Challenge | 80% | Visit firm* |
| 4 |  The5ers | 6.7/10 | $95 + $205 after passing $100,000 · Bootcamp 3-Step | 80% | Visit firm* |
| 5 |  Orion Funded | 6.3/10 | $7 + $69 activation fee $5,000 · Orion Nova | 80% | Visit firm* |
| 6 |  Funded Trading Plus | 6.2/10 | $4 + $179 after passing $25,000 · Activation Account | 80% | Visit firm* |
| 7 |  For Traders | 5.8/10 | $29 + $189 activation fee $25,000 · Pay After Pass | 80% | Visit firm* |
| 8 |  Atmos Funded | 5.8/10 | $5 (+ $79 activation fee when funded) $10,000 · Nova | 80% | Visit firm* |
| 9 |  Top One Trader | 5.6/10 | $7 + $165 activation fee $25,000 · Nova Challenge | 80% | Visit firm* |
| 10 |  QT Funded | 5.5/10 | $2.50 + $70 activation fee $5,000 · QT 1 Step BNPL | 80% | Visit firm* |
Are these prices current? They're list prices without coupons, checked on 14 November 2026. Firms change prices often, so confirm on their site before paying.
Who are the top 3?
- Blue Guardian – 85% split by default
- FundedElite – News, hedging, martingale and grid: yes
- Maven Trading – Very low entry prices
How did firms qualify?
Who's included? Programs with a starting fee plus activation after passing.
What does the column show? The lowest starting fee, with the funding fee in brackets.
Got questions?
Which firms offer pay after pass?
How many firms qualify? 10. The highest scoring are Blue Guardian, FundedElite, Maven Trading.
Does it cost more overall?
Almost always. It's worth it if you expect a few failed attempts.