Instant Funding One-Phase Lite: what does it cost? Rules and payouts (2026)
What is Instant Funding One-Phase Lite? A 1-step challenge in 5 sizes, from 5K to 100K. At 100K it costs $500, with a 9% target, a 4% daily loss limit and a 6% maximum loss.
Instant Funding One-Phase Lite, 100K: the rules on one chart
What does One-Phase Lite cost by size?
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $5,000 | $57 | 9% | 4% | 6% | 80% |
| $10,000 | $100 | 9% | 4% | 6% | 80% |
| $25,000 | $185 | 9% | 4% | 6% | 80% |
| $50,000 | $284 | 9% | 4% | 6% | 80% |
| $100,000 | $500 | 9% | 4% | 6% | 80% |
Are these prices current? They're list prices without coupons, checked on 14 November 2026. Firms change prices often, so confirm on their site before paying.
Which rules matter?
Is the drawdown trailing? Yes: the limit rises with every new high, so giving profits back after a good run can still end the account. Is there a consistency rule? No, so one big day won't hold up a payout. Is there a time limit? No.
What are the alternatives at 100K?
What else is there at 100K? Other 1-step challenges, cheapest first. One-Phase Lite costs $500.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| Blue Guardian | $320 1 Step Nano | 10% | 6% |
| FundedElite | $369 Lite 1 Step | 12% | 6% |
| Maven Trading | $380 1-Step Challenge | 8% | 5% |
| Atmos Funded | $383 1-Step Standard | 10% | 6% |
| FXIFY | $399 Lightning | 5% | 4% |
| AquaFunded | $421.60 One Step Standard | 9% | 6% |
So, is it worth it?
Is anything cheaper? 6 firms are at this size, so compare the rules before you buy. What do customers think? 3.1/5 on Trustpilot, so read recent reviews first.
Got questions?
What does Instant Funding One-Phase Lite cost at 100K?
$500. Across sizes the price ranges from $57 (5K) to $500 (100K).
What target and limits does One-Phase Lite have?
Target: 9%. Daily loss limit: 4%. Maximum loss: 6%, on a trailing drawdown.
When does One-Phase Lite pay out?
On request, then every 7 days, with a 80% split.