FXIFY Lightning: what does it cost? Rules and payouts (2026)
What is FXIFY Lightning? A 1-step challenge in 4 sizes, from 10K to 100K. At 100K it costs $399, with a 5% target, a 3% daily loss limit and a 4% maximum loss.
FXIFY Lightning, 100K: the rules on one chart
What does Lightning cost by size?
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $10,000 | $59 | 5% | 3% | 4% | 80% |
| $25,000 | $149 | 5% | 3% | 4% | 80% |
| $50,000 | $249 | 5% | 3% | 4% | 80% |
| $100,000 | $399 | 5% | 3% | 4% | 80% |
Are these prices current? They're list prices without coupons, checked on 14 November 2026. Firms change prices often, so confirm on their site before paying.
Which rules matter?
Is the drawdown trailing? Yes: the limit rises with every new high, so giving profits back after a good run can still end the account. Is there a consistency rule? Yes (30%): no single day can make up too much of your total profit. Is there a time limit? Yes: 5 trading days.
What are the alternatives at 100K?
What else is there at 100K? Other 1-step challenges, cheapest first. Lightning costs $399.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| Instant Funding | $259 One-Phase Micro | 7% | 7% |
| Blue Guardian | $320 1 Step Nano | 10% | 6% |
| FundedElite | $369 Lite 1 Step | 12% | 6% |
| Maven Trading | $380 1-Step Challenge | 8% | 5% |
| Atmos Funded | $383 1-Step Standard | 10% | 6% |
| AquaFunded | $421.60 One Step Standard | 9% | 6% |
So, is it worth it?
Is anything cheaper? 5 firms are at this size, so compare the rules before you buy. What do customers think? They rate it well (4.3/5 on Trustpilot).
Got questions?
What does FXIFY Lightning cost at 100K?
$399. Across sizes the price ranges from $59 (10K) to $399 (100K).
What target and limits does Lightning have?
Target: 5%. Daily loss limit: 3%. Maximum loss: 4%, on a trailing drawdown.
When does Lightning pay out?
First after 7 days, then every 14 days, with a 80% split.