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FXIFY One Phase: what does it cost? Rules and payouts (2026)

What is FXIFY One Phase? A 1-step challenge in 8 sizes, from 5K to 400K. At 100K it costs $549, with a 10% target, a 3% daily loss limit and a 6% maximum loss.

FXIFY One Phase, 100K: the rules on one chart

$100,000$110,000Target +10%$94,000Max loss floor −6% (rises with profit)Daily limit −3% from the day's startexample account
TARGETS10%one targetNo time limit
DAILY LOSS3%
MAX LOSS6% trailingFloor follows your highest balance

What does One Phase cost by size?

AccountPriceTargetDaily lossMax lossSplit
$5,000$5910%3%6%80%
$10,000$8910%3%6%80%
$15,000$11910%3%6%80%
$25,000$19910%3%6%80%
$50,000$37910%3%6%80%
$100,000$54910%3%6%80%
$200,000$1,04910%3%6%80%
$400,000$2,95010%3%6%80%

Are these prices current? They're list prices without coupons, checked on 14 November 2026. Firms change prices often, so confirm on their site before paying.

Which rules matter?

Type1-Step
DrawdownTrailing
Minimum days5
Time limitUnlimited
Consistency ruleNone
Payouts14 or 30 days
Profit split80%

Is the drawdown trailing? Yes: the limit rises with every new high, so giving profits back after a good run can still end the account. Is there a consistency rule? No, so one big day won't hold up a payout. Is there a time limit? No.

What are the alternatives at 100K?

What else is there at 100K? Other 1-step challenges, cheapest first. One Phase costs $549.

FirmPriceTargetMax loss
Instant Funding$259
One-Phase Micro
7%7%
Blue Guardian$320
1 Step Nano
10%6%
FundedElite$369
Lite 1 Step
12%6%
Maven Trading$380
1-Step Challenge
8%5%
Atmos Funded$383
1-Step Standard
10%6%
AquaFunded$421.60
One Step Standard
9%6%

So, is it worth it?

Is anything cheaper? 6 firms are at this size, so compare the rules before you buy. What do customers think? They rate it well (4.3/5 on Trustpilot).

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Got questions?

What does FXIFY One Phase cost at 100K?

$549. Across sizes the price ranges from $59 (5K) to $2,950 (400K).

What target and limits does One Phase have?

Target: 10%. Daily loss limit: 3%. Maximum loss: 6%, on a trailing drawdown.

When does One Phase pay out?

14 or 30 days, with a 80% split.