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FXIFY or FundingPips: which prop firm is better? (2026)

How do we compare them fairly? Same data for both: published prices, published rules and Trustpilot ratings. Table and verdict below.

How do they compare, point by point?

FXIFYFundingPips
Score7.3/106.1/10
Trustpilot4.34.5
Profit split90%80%
Max leverageup to 1:30up to 1:100
100K challenge from$399 (Lightning)$466 (2 Step Pro)
Programs85
PlatformsMT5, DXtrade, TradingViewMT5, cTrader, Match-Trader, TradeLocker
Payouts viaCrypto, Bank Transfer, RiseBank Transfer, Crypto
News tradingRestricted–
Weekend holdingAllowed–
Expert advisors (EAs)RestrictedRestricted
HedgingAllowed–
ScalpingRestricted–
Copy tradingRestrictedRestricted
MartingaleAllowed–

So, is it worth it?

Who scores higher? FXIFY (7.3) beats FundingPips (6.1).

Who's cheaper at 100K? FXIFY at $399; FundingPips starts at $466.

Who do customers prefer? FundingPips, with 4.5/5 on Trustpilot against 4.3.

Who gives you more freedom? FXIFY, allowing more styles such as news, EAs and weekend holding.

  • When is FXIFY the better pick? When you want a cheaper challenge, a bigger profit split, more programs.
  • When is FundingPips the better pick? When you want better customer reviews, more leverage, to trade on Match-Trader, TradeLocker.

Who are the two firms?

FXIFY

Want lots of choice? FXIFY has one of the widest ranges we track: a 1-Phase, three 2-Phase versions, a 3-Phase, Lightning and instant funding, on accounts from $5,000 to $400,000. Platforms? MT5, DXtrade or TradingView.

FundingPips

Want to choose how often you're paid? FundingPips, founded in Dubai in 2022 and now one of the largest firms, lets you do exactly that: the less often you withdraw, the bigger your share. It runs five models, a 1-Step, three 2-Step versions and Zero, an instant account with no evaluation.

Got questions?

Which is better, FXIFY or FundingPips?

Who scores higher? FXIFY (7.3) beats FundingPips (6.1).

Which costs less: FXIFY or FundingPips?

Who's cheaper at 100K? FXIFY at $399; FundingPips starts at $466.

Can I have accounts at FXIFY and FundingPips at once?

Yes. Buying challenges at several firms is fine. What almost every firm bans is copying trades between different people's accounts or hedging across firms.