Blue Guardian Buy Now Pay Later: what does it cost? Rules and payouts (2026)
What is Blue Guardian Buy Now Pay Later? A 1-step challenge in 6 sizes, from 5K to 200K. At 100K it costs $686 ($10 setup, balance after passinging), with a 4% target, a 4% daily loss limit and a 8% maximum loss. How do you pay for it? Pay after pass: a small fee to start and the activation fee only once you pass.
Blue Guardian Buy Now Pay Later, 100K: the rules on one chart
What does Buy Now Pay Later cost by size?
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $5,000 | $52 ($10 setup, balance after passinging) | 4% | 4% | 8% | 80% |
| $10,000 | $98 ($10 setup, balance after passinging) | 4% | 4% | 8% | 80% |
| $25,000 | $202 ($10 setup, balance after passinging) | 4% | 4% | 8% | 80% |
| $50,000 | $352 ($10 setup, balance after passinging) | 4% | 4% | 8% | 80% |
| $100,000 | $686 ($10 setup, balance after passinging) | 4% | 4% | 8% | 80% |
| $200,000 | $1,033 ($10 setup, balance after passinging) | 4% | 4% | 8% | 80% |
Are these prices current? They're list prices without coupons, checked on 14 November 2026. Firms change prices often, so confirm on their site before paying.
Which rules matter?
Is the drawdown trailing? No, it's static: the limit is fixed at the starting balance and never rises, so profit gives you more room. Is there a consistency rule? Yes (20% (funded only)): no single day can make up too much of your total profit. Is there a time limit? No.
What are the alternatives at 100K?
What else is there at 100K? Other 1-step challenges, cheapest first. Buy Now Pay Later costs $686 ($10 setup, balance after passinging).
| Firm | Price | Target | Max loss |
|---|---|---|---|
| Instant Funding | $259 One-Phase Micro | 7% | 7% |
| FundedElite | $369 Lite 1 Step | 12% | 6% |
| Maven Trading | $380 1-Step Challenge | 8% | 5% |
| Atmos Funded | $383 1-Step Standard | 10% | 6% |
| FXIFY | $399 Lightning | 5% | 4% |
| AquaFunded | $421.60 One Step Standard | 9% | 6% |
So, is it worth it?
Is anything cheaper? 6 firms are at this size, so compare the rules before you buy. What do customers think? 4.0/5 on Trustpilot, so read recent reviews first.
Got questions?
What does Blue Guardian Buy Now Pay Later cost at 100K?
$686 ($10 setup, balance after passinging). Across sizes the price ranges from $52 ($10 setup, balance after passinging) (5K) to $1,033 ($10 setup, balance after passinging) (200K).
What target and limits does Buy Now Pay Later have?
Target: 4%. Daily loss limit: 4%. Maximum loss: 8%, on a static drawdown.
When does Buy Now Pay Later pay out?
Instant payouts, with a 80% split.