QT Funded QT 1 Step BNPL: what does it cost? Rules and payouts (2026)
What is QT Funded QT 1 Step BNPL? A 1-step challenge in 5 sizes, from 5K to 100K. At 100K it costs $2.50 + $575 activation fee, with a 6% target, a 3% daily loss limit and a 6% maximum loss. How do you pay for it? Pay after pass: a small fee to start and the activation fee only once you pass.
QT Funded QT 1 Step BNPL, 100K: the rules on one chart
What does QT 1 Step BNPL cost by size?
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $5,000 | $2.50 + $70 activation fee | 6% | 3% | 6% | 80% |
| $10,000 | $2.50 + $130 activation fee | 6% | 3% | 6% | 80% |
| $25,000 | $2.50 + $220 activation fee | 6% | 3% | 6% | 80% |
| $50,000 | $2.50 + $400 activation fee | 6% | 3% | 6% | 80% |
| $100,000 | $2.50 + $575 activation fee | 6% | 3% | 6% | 80% |
Are these prices current? They're list prices without coupons, checked on 14 November 2026. Firms change prices often, so confirm on their site before paying.
Which rules matter?
Is the drawdown trailing? Yes: the limit rises with every new high, so giving profits back after a good run can still end the account. Is there a consistency rule? Yes (20% (funded only)): no single day can make up too much of your total profit. Is there a time limit? No.
What are the alternatives at 100K?
What else is there at 100K? Other 1-step challenges, cheapest first. QT 1 Step BNPL costs $2.50 + $575 activation fee.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| Instant Funding | $259 One-Phase Micro | 7% | 7% |
| Blue Guardian | $320 1 Step Nano | 10% | 6% |
| FundedElite | $369 Lite 1 Step | 12% | 6% |
| Maven Trading | $380 1-Step Challenge | 8% | 5% |
| Atmos Funded | $383 1-Step Standard | 10% | 6% |
| FXIFY | $399 Lightning | 5% | 4% |
So, is it worth it?
Is anything cheaper at this size? Not among the firms we track. What do customers think? 3.6/5 on Trustpilot, so read recent reviews first.
Got questions?
What does QT Funded QT 1 Step BNPL cost at 100K?
$2.50 + $575 activation fee. Across sizes the price ranges from $2.50 + $70 activation fee (5K) to $2.50 + $575 activation fee (100K).
What target and limits does QT 1 Step BNPL have?
Target: 6%. Daily loss limit: 3%. Maximum loss: 6%, on a trailing drawdown.
When does QT 1 Step BNPL pay out?
Every 14 days, with a 80% split.