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FXIFY or Top One Trader: which prop firm is better? (2026)
How do we compare them fairly? Same data for both: published prices, published rules and Trustpilot ratings. Table and verdict below.
How do they compare, point by point?
| FXIFY | Top One Trader | |
|---|---|---|
| Score | 7.3/10 | 5.6/10 |
| Trustpilot | 4.3 | 4.5 |
| Profit split | 90% | 80% |
| Max leverage | up to 1:30 | up to 1:50 |
| 100K challenge from | $399 (Lightning) | $541 (Two-Step PRO) |
| Programs | 8 | 5 |
| Platforms | MT5, DXtrade, TradingView | MT5, Match-Trader, TradeLocker |
| Payouts via | Crypto, Bank Transfer, Rise | Crypto, Bank Transfer |
| News trading | Restricted | Restricted |
| Weekend holding | Allowed | Restricted |
| Expert advisors (EAs) | Restricted | Restricted |
| Hedging | Allowed | Restricted |
| Scalping | Restricted | Restricted |
| Copy trading | Restricted | Restricted |
| Martingale | Allowed | Not allowed |
So, is it worth it?
Who scores higher? FXIFY (7.3) beats Top One Trader (5.6).
Who's cheaper at 100K? FXIFY at $399; Top One Trader starts at $541.
Who do customers prefer? Top One Trader, with 4.5/5 on Trustpilot against 4.3.
Who gives you more freedom? FXIFY, allowing more styles such as news, EAs and weekend holding.
- When is FXIFY the better pick? When you want a cheaper challenge, a bigger profit split, more programs.
- When is Top One Trader the better pick? When you want better customer reviews, more leverage, to trade on Match-Trader, TradeLocker.
Who are the two firms?
FXIFY
Want lots of choice? FXIFY has one of the widest ranges we track: a 1-Phase, three 2-Phase versions, a 3-Phase, Lightning and instant funding, on accounts from $5,000 to $400,000. Platforms? MT5, DXtrade or TradingView.
Top One Trader
How about starting for $7? Top One Trader's 1-Step NOVA costs $7 up front, with the rest due after you pass. Its other products are 1-Step FLASH, 2-Step PRO, Instant Funding and Instant Prime; the 2-Step PRO pays 85% with no consistency rule during the challenge.
Got questions?
Which is better, FXIFY or Top One Trader?
Who scores higher? FXIFY (7.3) beats Top One Trader (5.6).
Which costs less: FXIFY or Top One Trader?
Who's cheaper at 100K? FXIFY at $399; Top One Trader starts at $541.
Can I have accounts at FXIFY and Top One Trader at once?
Yes. Buying challenges at several firms is fine. What almost every firm bans is copying trades between different people's accounts or hedging across firms.