vs
FXIFY or Instant Funding: which prop firm is better? (2026)
How do we compare them fairly? Same data for both: published prices, published rules and Trustpilot ratings. Table and verdict below.
How do they compare, point by point?
| FXIFY | Instant Funding | |
|---|---|---|
| Score | 7.3/10 | 6.2/10 |
| Trustpilot | 4.3 | 3.1 |
| Profit split | 90% | 80% |
| Max leverage | up to 1:30 | up to 1:100 |
| 100K challenge from | $399 (Lightning) | $259 (One-Phase Micro) |
| Programs | 8 | 15 |
| Platforms | MT5, DXtrade, TradingView | MT5, cTrader, Match-Trader |
| Payouts via | Crypto, Bank Transfer, Rise | Crypto, Bank Transfer |
| News trading | Restricted | Restricted |
| Weekend holding | Allowed | Allowed |
| Expert advisors (EAs) | Restricted | Restricted |
| Hedging | Allowed | Allowed |
| Scalping | Restricted | Restricted |
| Copy trading | Restricted | Restricted |
| Martingale | Allowed | Restricted |
So, is it worth it?
Who scores higher? FXIFY (7.3) beats Instant Funding (6.2).
Who's cheaper at 100K? Instant Funding at $259; FXIFY starts at $399.
Who do customers prefer? FXIFY, with 4.3/5 on Trustpilot against 3.1.
Who gives you more freedom? FXIFY, allowing more styles such as news, EAs and weekend holding.
- When is FXIFY the better pick? When you want better customer reviews, a bigger profit split, to trade on DXtrade, TradingView.
- When is Instant Funding the better pick? When you want a cheaper challenge, more programs, more leverage.
Who are the two firms?
FXIFY
Want lots of choice? FXIFY has one of the widest ranges we track: a 1-Phase, three 2-Phase versions, a 3-Phase, Lightning and instant funding, on accounts from $5,000 to $400,000. Platforms? MT5, DXtrade or TradingView.
Instant Funding
Want plenty of sizes to choose from? Instant Funding started with instant accounts and now also sells 1- and 2-Step challenges and Micro versions, on MT5, cTrader or Match-Trader.
Got questions?
Which is better, FXIFY or Instant Funding?
Who scores higher? FXIFY (7.3) beats Instant Funding (6.2).
Which costs less: FXIFY or Instant Funding?
Who's cheaper at 100K? Instant Funding at $259; FXIFY starts at $399.
Can I have accounts at FXIFY and Instant Funding at once?
Yes. Buying challenges at several firms is fine. What almost every firm bans is copying trades between different people's accounts or hedging across firms.